3001 MUTUAL FUND INVESTING FOR THE 21ST CENTURY

The $14 trillion fund industry has become the choice of many investors and retirement plans. This course will help you understand and use mutual funds to meet your financial lifetime goals. Annual mutual fund reports and prospectuses will be used to help you understand mutual fund cost structures, objectives, and portfolio construction. Using mutual funds to create a liable retirement income will be discussed in depth. The instructor is a Certified Financial Planner and Retirement Investment Advisor Representative with thirty years of fund investing experience.
0.8 CEU/9.6 CPE 4 Two hour sessions $46
3001-01 FC 7:00 - 9:00 PM 9/9 - 9/30 TU PAPA
3001-02 LMS 7:00 - 9:00 PM 11/3 - 11/12 M & W PAPA

3002 WHAT YOU DON'T KNOW ABOUT LIFE INSURANCE CAN COST YOU

Most of us buy life insurance out of fear, seldom understanding what we are paying for and just hoping for the best. Wouldn't it be nice to "know" if your hard-earned money is well spent? Join this great course to get the real scoop. Mr. Friedland is famous in the insurance industry, and we are fortunate that he is willing to share his expertise.
0.2 CEU/1.8 CPE 1 One and one-half hour session $23
3002-01 ALC-EVE 6:30 - 8:00 PM 9/17 W FRIEDLAND
3002-02 ALC-EVE 6:30 - 8:00 PM 12/4 TH FRIEDLAND

3005 BUILDING A STRONG FINANCIAL FOUNDATION

Getting started with investing can be difficult if you don't have help. This easy to understand program can help you make sense of investing. You will learn the basics of saving, along with time-proven strategies for helping you reach your goals.
0.2 CEU/1.8 CPE 1 One and one-half hour session $21
3005-01 ATC 6:00 - 7:00 PM 9/18 TH SMITH
3005-02 ATC 6:00 - 7:00 PM 11/20 TH SMITH

3007 SAVE A FORTUNE BY KNOWING MORTGAGE BASICS

The housing market has never been more challenging. Arm yourself with the knowledge of mortgage products and the mortgage process, so that you can make an informed decision on financing a home. Interest only loans, adjustable rate mortgages, and fixed rate mortgages are just some of the topics that will be covered. No mattter if you are a first time homebuyer, current homeowner, or are looking to purchase investment property, this class will encompass everything you need to know. Take the time to educate yourself about one of the biggest investments in your lifetime.
0.3 CEU/3.6 CPE 1 Three hour session $27
3007-01 LMS 6:30 - 9:30 PM 9/15 M SCOTT
3007-02 FC 6:30 - 9:30 PM 11/18 TU SCOTT

3008 BASICS OF HOMEOWNERSHIP

Yes, you can still achieve the dream of homeownership! You will not only learn about all the costs, but you will be one of the few who understands the cycle of the loan flow from application to close. If you are serious about buying a home, this course is an important first step. Buying a home cost hundreds of thousands of dollars; it would be good to understand where the money is being spent and where you can save money.
1.2 CEU/14.4 CPE 6 Two hour sessions $89 Senior Price $70
3008-01 ALC-EVE 7:00 - 9:00 PM 9/23 - 10/9 TU & TH MYINT

3012 ADVANCED EQUITIES WORKSHOP

Do you wish you knew more about picking stocks? This advanced workshop will discuss topics such as what drives stock prices, how to research stocks, and how to manage risk and performance in equities. This workshop is good for the novice investor or as a great follow-up to other basic investing classes.
0.4 CEU/4.8 CPE 2 Two hour sessions $34
3012-01 LMS 7:00 - 9:00 PM 11/12 - 11/19 W COLE

3015 IMPORTANCE OF ESTATE PLANNING

Estate planning is the process of providing the orderly and tax-effective transfer of assets. Learn the first steps you should take in preparing this plan; which things to consider such as living wills and trusts, the tax implications of your estate, and where to get professional help. An attorney will be present to answer questions.
0.4 CEU/4.8 CPE 2 Two hour sessions $34
3015-01 LMS 7:00 - 9:00 PM 10/6 - 10/13 M COLE

3017 WOMEN AND RETIREMENT - THE FIRST STEP

Give yourself peace of mind by knowing that you will be able to retire. This is the first step in helping you plan and achieve financial security for retirement. Know that inflation, taxes or marketing risk will not affect your standard of living on/or at retirement. Plan to retire on 100% of your current income. Become more knowledgeable about what you need to do to accomplish your retirement goals.
0.2 CEU/1.8 CPE 1 One and one-half hour session $27
3017-01 ALC-EVE 6:30 - 8:00 PM 9/16 TU LERMAN
3017-02 FC 6:30 - 8:00 PM 10/7 TU LERMAN

3018 LONG TERM CARE

Do you have a plan for long-term care? Do you realize that it is an important part of financial planning? Learn about the new Long-Term Care Partnership program in Virginia. Do you know your options?
0.2 CEU/1.8 CPE 1 One and one-half hour session $27
3018-01 ALC-EVE 6:30 - 8:00 PM 12/10 W LERMAN

3019 WOMEN AND INVESTING - GETTING STARTED

This course helps women understand the basics of investing. What are the differences between stocks, bonds, money markets, CD's, and annuities? Knowing the fundamentals helps women make better financial decisions and prepare for the future.
0.2 CEU/1.8 CPE 1 One and one-half hour session $27
3019-01 FC 6:30 - 8:00 PM 9/23 TU LERMAN

3020 MAKING SENSE OF RETIREMENT

If you don't prepare for the future, no one else will. You will learn different strategies to save and invest for retirement and how best to work toward your goals.
0.2 CEU/1.8 CPE 1 One and one-half hour session $27
3020-01 ALC-EVE 6:00 - 7:30 PM 10/2 TH SMITH
3020-02 ATC 6:00 - 7:30 PM 12/4 TU SMITH